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325: Teaching Kids Investing with Annaline Dinkelmann

325: teaching kids investing with annaline dinkelmann

Welcome to the Joyful Mom Podcast!

Teaching kids about investing is more than just managing money—it's about empowering them with the tools to build a secure and fulfilling future. My journey into this began with a passion for financial literacy and a desire to help the next generation develop patience, discipline, and confidence around money. Investing matters because it opens doors to financial independence and teaches lifelong lessons about growth, risk, and decision-making. You don’t need a lot of money to start—just a willingness to learn and take small, consistent steps. For families with debt, it's essential to prioritize high-interest debt while exploring ways to save and invest responsibly.

To get started, encourage kids to learn the basics of budgeting, saving, and understanding how investments grow over time. Start small, perhaps with a custodial account or apps designed for beginners. One of the most rewarding aspects of this journey is seeing the lightbulb moments when kids realize their financial potential. From this experience, I've learned that anyone can cultivate a mindset of growth and abundance with the right guidance. To follow along or connect with Annaline, feel free to reach out on Instagram—she would love to help you and your kids start this exciting journey!

Explore more by visiting her website, Teach Me Wall Street.

If you want to learn more about how you can clear anxiety more automatically by rewiring how the mind is working and processing things, go to my website www.meganhillukka.com where you can click on a link to register for my free training, where I will show you what you need in order to do this.

324: Connecting With Your Kids

324: Connecting with your kids

Welcome to the Joyful Mom Podcast!

This episode explores how to foster deep connections with children in a large family setting. The host, Megan, who is currently pregnant with her ninth child, reflects on the challenges of ensuring quality one-on-one time with each child when parenting multiple kids. She and her husband, Justin, have developed meaningful traditions that help them connect with each child individually, demonstrating their love and attention in personalized ways.

One of their most cherished traditions is "one-on-one nights," where each child gets dedicated time with their parents. Initially, this was a weekly routine while living in a bus, but now that they are back in Minnesota, it alternates with date nights. These special nights involve games, snacks, or outings to places like Dairy Queen or a golf simulator. The goal is to provide undivided attention to each child, allowing their personalities to shine and strengthening parent-child bonds.

Another simple yet impactful daily tradition is asking their kids, “What was your hard thing and what was your good thing today?” during bedtime. This encourages open communication and reflection while allowing parents to understand their children’s emotions better. Birthdays also follow a structured approach—big celebrations at ages 6, 8, and 10, while other years are marked by a simpler family gathering. Once a child turns 12 (or nearly 13), they get a special trip of their choice with their parents, making for a memorable coming-of-age experience.

Ultimately, this episode highlights the importance of intentional parenting and creating meaningful moments amidst the chaos of raising a large family. Whether through structured traditions or spontaneous moments of connection, these small efforts make a lasting impact on children, reinforcing love, support, and familial bonds.

If you want to learn more about how you can clear anxiety more automatically by rewiring how the mind is working and processing things, go to my website www.meganhillukka.com where you can click on a link to register for my free training, where I will show you what you need in order to do this.

323: 3 Tips to Stop Anxiety or Panic Attacks

323: 3 tips to stop anxiety or panic attacks

Welcome to the Joyful Mom Podcast!

3 Tips to Calm Down When You Are in Fight or Flight

Do you know that feeling when you feel so completely out of control? And like your body and mind are completely going nuts, your system is completely overwhelmed and you have no clue what is up from down and you are just in a state of pure survival? Well, I do too, and today I’m going to give you some tips to calm your body down when your body gets in that state.

Because it’s so terrible to be in that state it can even be hard to think what to do, or the panic about being in that state can increase and just make things worse. So I will give you 3 tips. If you like these 3 tips and want to have an even better resource to help you, I created a RESET  mini program that gives you all these resources plus more when you are experiencing a panic attack or anxiety attack at the moment. For example, instead of just knowing about a breathing exercise, and having to try to remember, you can just go inside of the program, press play, and listen to the exercise to help you calm down and ground.

So let’s dive into the things I’m going to share with you today…number one:

  1. Different types of breathing exercises are amazing for calming down your body and mind. If you think about it- if you are in a state of panic, what is your breath probably like? It’s probably short, shallow, quick breaths. This communicates in a loop to your brain that there is danger, and along with other things that are going on, this can continue to increase the whole cycle of panic or anxiety. So intentionally slowing your breath down, taking long deep slow breaths, and longer exhales than inhales. So one of my favorites is the 4-7-8 breathing technique. You breathe in for 4, hold for 7, and exhale for 8. I have actually found that it can be hard to hold my breath for that long and breathe out for that long, so you can shorten a bit if you want to like 3-6-7 or 4-5-7. Let’s do a round or two together so you can get practice for it. 

  2. Shock your system. When your body is in a state of panic or fight or flight, it can feel like everything is out of control, and your body is just going on autopilot. Do something to shock your system. Do something to create a pattern to interrupt or break the fight or flight cycle that is going on. An example of this could be taking a really cold shower, getting ice-cold water on your face, or something of that nature. Just changing the state of what your body is experiencing can be enough to get your body out of that state.

  3. Do something outside of your body and mind. Focusing on the sensations that are going on in your body and getting more worked about them actually increases the panic and anxiety that you are already experiencing. So bring your awareness to things outside of you. Noticing details, colors, textures, and sounds, of things in the room around you. Even going through some of your favorite places love in your mind, that bring you peace and comfort. The sensations in your body are not going to kill you if they are from an anxiety or panic attack, and the more you can ignore them, not care about them, and focus on other things, the more your body and mind will get that there’s actually no big deal and nothing needs to be going on.

So this episode is pretty short with these ideas, but I want to give you some tangible, tactile things you could do immediately to stop a panic or anxiety attack. If you want everything all in one place with easy-to-listen audio, where you don’t have to try to think or remember anything, you can join RESET for just $17 by going to RESET.

If you want to learn more about how you can clear anxiety more automatically by rewiring how the mind is working and processing things, go to my website www.meganhillukka.com where you can click on a link to register for my free training, where I will show you what you need in order to do this.

322: Helping Your Kids Be More Confident

322: helping your kids be more confident

Welcome to the Joyful Mom Podcast!

In this episode, it is going to be meaningful to me, as a mother, Michelle and I are talking about fostering a growth mindset in children—teaching them that abilities and intelligence can develop through effort—sets the foundation for resilience, confidence, and a lifelong love of learning. Parents play a crucial role in this journey, but common pitfalls such as overpraising abilities, rescuing too quickly, or comparing children to others can unintentionally hinder their confidence. Instead, focus on praising effort, guiding problem-solving, and celebrating individual progress. 

Growth mindset strategies are best introduced during calm, receptive moments, while emotional regulation should be prioritized when children feel overwhelmed. Recognizing early signs of dysregulation, such as irritability or physical tension, allows parents to support their child with calming techniques and validation. Additionally, maintaining emotional balance as a parent is key to avoiding the “stress energy exchange,” where children absorb and mirror parental anxiety. By staying calm and supportive, parents can create a positive environment for their child’s growth and well-being.

Before we wrap up, if you'd like to connect with Michelle to learn more or discuss strategies, feel free to reach out through Michelle's page and Instagram.

Together, we can empower the next generation to thrive! 

If you want to learn more about how you can clear anxiety more automatically by rewiring how the mind is working and processing things, go to my website www.meganhillukka.com where you can click on a link to register for my free training, where I will show you what you need in order to do this.

321: Using Visualization to Achieve Your Dreams

321: Using Visualization TO Achieve YOur Dreams

Welcome to the Joyful Mom Podcast!

I want to share a tool I’ve been using for my own life that maybe you want to try using. Maybe it sounds weird to you, maybe it seems fake or whatever, but it’s been incredibly helpful for me, and I will explain a few reasons why, my own experience with visualization, but also, how the brain works, and so why this is such a powerful tool to use.

Okay, what is visualization? It’s a way of playing a video in your mind of sorts , usually of a future event that you want to live, or a dream you have, or even a reaction or response you want to have to a situation, you play it in your mind.

And maybe you’re thinking, I can’t visualize. You know what…I can’t really either. I don’t clearly see a video of pictures in my mind like I know other people can. Instead you focus more on what comes more naturally for you. For me, it’s the feelings I want to have in my body, and then it’s like a narrative or a story in my mind. So instead of clearly seeing pictures, I hear words, and then have a feeling.

Okay, so why visualization? And what does it do?

It’s a way of living something as if it’s already happened. You live something a thousand times in your mind, and then it becomes reality. You see it, you feel it, you become it, and then it becomes you. And here’s why this works within the subconscious mind.
The subconscious mind does not know what is real or not real. It only knows what it sees, and it believes what you think as real. So if you want to respond a certain way to your kids, or to a certain situation, you can go through a visualization process where you already responded and acted in the way that you wanted to in the situation. And then, your mind believes it’s already done. You already did that, and it gathers details for this is how we do it.

I use some visualization techniques to help people with phobias, or fear of driving, social anxiety,  or things of that nature, where they get to play out in their mind situations and create either funniness around it, silliness, or just feel what it feels like to already be over this struggle and problem.


But you can use visualization to achieve your dreams. I know this, because I’ve done it. Our bus is a great example. Every single night for probably a year, I visualized driving down the driveway in our bus. By the time we actually drove down the driveway in real life, it felt so surreal. I’ve already lived it so many times…but now it was real, and it felt crazy but also absolutely normal.

The same way with our sauna. I wanted a sauna forever, so I started visualizing having a sauna, taking a sauna, feeling what  it feels like to be in the sauna and enjoying the sauna ... .I did this for probably 6 months, and what do you know, we have a sauna. And it is different from how I thought we would get a sauna and how I pictured it coming about, but it’s perfect for us right now, and it’s the best thing to have a sauna.

Here are some tips for visualization

-first, remember it doesn’t have to be just pictures, it can be a feeling, words, scents, whatever feels best for you

-second, get very clear on the vision or goal you want to achieve. You can even take a moment to write it down. But when you write it down, you write it in present tense, as if it already happened. When you are visualizing it, you are seeing it as if it’s happening right now, or as if the goal is already down. Who are you when you have that? What does it feel like to have or be that? What does it look like? Sound like?

-Third, you can use a guided meditation process like I have in my program Cleared. Or you can just visualize in your own mind, see the start to the finish of you already living your dream as if it’s already done. Not wishing it were, or anything like that. As if it already happened. That’s the key to all of this, because then when the subconscious sees it as if it’s already happened, your subconscious mind starts working towards that automatically. There is so much that happens within the subconscious that’s pretty incredible, and if you start feeding your subconscious mind things you want and where you want to go, it will work with you to get you there.

-fourth, notice the feelings you get in your body. When you think of a goal that you want, and you ask yourself why do you want this goal? Do this with me right. Think of a specific thing you desire in your life. And if I were to ask you why do you want that? What will that give you? For example, I want to be able to respond to my kids when they are screaming instead of reacting and screaming myself. If I were to ask you why do you want that? You might say because I want to be a better mom…then why? Why do you want to be a better mom? Then you might say, I want more connection and love with my kids. And so the value you have is the feeling. The love and connection.

So when we think about what this goal or vision will give you, it will ultimately give you a feeling in your life. And so when you do this visualization, notice what that feeling is, and feel the feeling already. Enjoy that feeling now. You don’t have to have this happen already to feel it. Feel it as if it has already happened and you get to enjoy this feeling ever more.

Okay, so I’m curious what your thoughts are on this. I have found this to be an incredible tool for many reasons, but also to just stay focused on the  dreams or goals that you have. It’s so easy to get distracted, to get burnt out, or whatever, but when you see the vision, and when you feel it in your body, it brings you back into focus, and brings you back to being right here, right now, and gives that energy or motivation maybe you were looking for to take that one step one thing you need to do to get to that goal.

Alright my friends, I am still hosting live trainings every single week, they are so so fun, and if you are living with anxiety and trauma, you do not want to miss it, you can get so many questions answered like what’s happening in your body with anxiety and trauma, and what you need to do in order to actually heal it!

Go to www.meganhillukka.com and click on the pink button and it will take you to the page to get registered!Or you can just go to my IG account megan_hillukka and the link to join is in my bio!

Alright my friends, I hope you start to implement visualization into your life and see what happens! If you’re skeptical, just try it and see, you never know until you try!

Take care, until next week!



I have a free class that I am currently hosting where you will learn the secret to healing anxiety and trauma. If you really want some relief from the triggers and anxiety that are keeping you stuck, come join me. You can go to my website, www.meganhillukka.com and you will see the bright pink button there that will bring you to the page to join!


If you want to learn more about how you can clear anxiety more automatically by rewiring how the mind is working and processing things, go to my website www.meganhillukka.com where you can click on a link to register for my free training, where I will show you what you need in order to do this.

320: Gluten Free Baking, Motherhood, and Making Cooking Easier with Katy Davis

320: Gluten-Free Baking, and Making Cooking Easier in Motherhood With Katy Davis

Welcome to the Joyful Mom Podcast!


I have a free class that I am currently hosting where you will learn the secret to healing anxiety and trauma. If you really want some relief from the triggers and anxiety that are keeping you stuck, come join me. You can go to my website, www.meganhillukka.com and you will see the bright pink button there that will bring you to the page to join!


If you want to learn more about how you can clear anxiety more automatically by rewiring how the mind is working and processing things, go to my website www.meganhillukka.com where you can click on a link to register for my free training, where I will show you what you need in order to do this.

319: Memories- Do They Matter?

319: Memories- Do They Matter?

Welcome to the Joyful Mom Podcast!

I have some interesting thoughts to share today with you. And we are talking about memories.

So let’s talk about memories.

Have you ever heard of someone who doesn't remember something until they are older? And maybe they weren’t aware of it before, and now they are, and this memory suddenly causes so much pain to them in their life?


I actually had a client who had gone to do some somatic work, and through that work, the person guiding them through it was really pushing them that something specific must have happened to them when they were little that they didn’ to remember, and it ended up causing a lot of unsettledness.

I want to share some thoughts about memories, and how I view them, from what I’ve learned from many different things.

There’s a part in the book Waking the Tiger by Dr. Peter Levine, that talks about how this little girl's memory, she shared a story that did not make any sense at all. The way she shared the memory and how it was pieced together, made it impossible that that was how it all happened. Pieces of it could be true, and maybe all the pieces true, but the timeline and such didn’t make any sense.And something he talks about in this book, the memory itself doesn’t really matter, it’s what is remembered can be cleared, and it doesn’t really matter if it’s true or not.

I remember after Aria died, I became obsessed with the facts and the timeline. Like what actually happened when, and how my memory gets distorted. Then I realized, it doesn’t really matter what actually happened, it’s what I remember that’s affecting me and so dealing with that is the thing.

Memories can be very sticky, because probably most of you have memories that are traumatic, that you don’t want to remember, but maybe keep popping up in your mind. Maybe you have memories that when you think of them bring up a ton of emotion.

Now I’ve learned an even different perspective that is pretty life changing to me. This idea to create this episode came to the forefront because when I was talking with a mom about what working with me would look like, one concern she had was wondering if we would bring up any memories that she was not aware of. Because she didn’t want to remember anything that she currently couldn’t remember.


And I completely understand that. Why would you want to remember something if it was a horrible thing, if you currently don’t remember it or it doesn’t bother you today.

And while when I’m working with someone we don’t try to make you remember things that didn’t happen, sometimes we do a scanning for memories that are ready to be cleared of the energy to use that energy towards what we are working towards. And one thing I shared with this mom was that whether you remember the memory or not, if it’s there, it's like an energy drain in the background of your mind, draining energy from you, because the mind is reading that event as happening.

But with how I go about assisting you, you don’t have to go through and remember each memory or relive anything at all. Once you clear one memory, it automatically happens for other memories. 

So memory is a very interesting thing. Because even if you remember something, it doesn’t mean it happened, or that it’s a fact. The mind can create memories or images of something that never happened. And now that’s not to say what you are remembering didn't happen, but this is very possible for this to happen. 

And, either way, it doesn’t really matter, because if mind is reading it as a memory, and especially if it’s reading it as a traumatic experience, or a disturbing experience that still affects you today, it doesn’t really matter if it was real or imagined, because for mind it is reading it as if it was real and it really did happen.

So, regardless of whether it's true or not, it’s still beneficial to clear this stuck data within mind.

If you have siblings, you can find this to be so true, when you start to discuss memories from childhood, it’s so interesting how you can remember things very similar, but also so different. With my sister who I grew up with, there’s so many times I just don’t remember things the same as her, or things I thought happened that didn’t happen. It’s just so interesting how memory is.

So if we took a memory from childhood that was traumatic or disturbing, most people would tell you that we need to make tons of meaning about these memories, and if something happened or didn’t happen it matters a ton. And I get it. But I want to offer you a little bit of a different perspective, in a way that I believe makes this a lot lighter.

If you have a memory that’s a very difficult one, or traumatic one, I am not at all dismissing what you’ve been through and the magnitude of it. And most of the time, in order to heal it in traditional ways, you would have to go relive the memories, look at why that happened, and all the things. And this memory feels huge, daunting, and maybe like you will never be able to heal from it, or it will continue to affect you in a huge and negative way your whole life.

Now, I get that most of these memories are disturbing, traumatic, and bring a ton of pain.

Let’s think for a bit, that when information comes in, if this information is disturbing or painful, this information can get stuck and blown up. And so, this is where a memory gets stuck in mind, and it’s not fully processed and put into memory. It’s like it got bigger in the mind and as if it’s happening all the time.

Like a war veteran who reacts to the firework noise, the mind is reading that noise as something else and something else is happening, rather than what is actually happening. So if you’ve been experiencing this, you’re not going crazy, this is how the mind is supposed to do it, and you really couldn’t have done any differently up until now.

So one person could experience this situation and another person could experience the same situation and have two totally different experiences and outcomes. It’s just each person's mind is processing the data and information differently. 

And so if we’re thinking about memories this way, that if a memory is difficult to talk about, or share, or think about, or something, then this would mean this memory is not fully processed through.

So, this image, word, sound, memory, gets stuck, and maybe convoluted, and misread, and it gets bigger. And so, here’s why what I do with the people I work with is so special. Because it doesn’t matter what the memory is. It could be something terrible. It could be something minor, but if we’re thinking of it as stuck data, and we can clear that data so it gets fully processed, so it can go into the memory bank and mind can fully understand and get it that it’s no longer happening, do you know what that gives you? Peace. It’s a place of being able to pull up the memory if you want, but it’s not constantly flashing through your mind. It’s where you can share your story or your experience without reliving the experience as if it’s happening again. Because it’s not happening again.

Here’s where I see this as a huge freedom and a beautiful thing. When we are looking at memories this way and through this perspective, it doesn’t matter what the thing is, because we are just thinking of it as data or information that got stuck in our mind.

It’s not “more difficult” and “more work” to process because it’s a memory we judge to be worthy of that level of trauma. Some people experience stuck memories from events other people do every day and would be shocked that someone else is experiencing so much turmoil over this experience. So it has nothing to do with the person and more to do with the data and the information that got stuck in the processor. 

So whatever the data is, whether it’s a huge traumatic event or memory, or whether it’s another memory that has continued to affect you in your life, it’s the same thing, to clear the stuck data.

And here’s why I think of that as a relief. Because in most ways of thinking, the bigger trauma and deal, would take years of effort and work to clear and deal with it. And in this way of thinking, very simplistically , it’s just stuck data that can easily be cleared so the mind can read it as no longer happening anymore.

So, we’ve been talking about memories, and often we think of memories in the past. But when a memory isn’t put into the memory box and fully integrated into the past and processed, this means this memory is actually being read in mind as happening now- and this could mean it’s about to happen again, it’s happening again, or it just happened again. So technically these are not memories to mind, they are present happening events.

So when something is fully processed here’s what it looks like. It’s like remembering that you brushed your teeth this morning. But I can’t tell you right now to stop brushing your teeth this morning, because if you brushed your teeth this morning, you are no longer brushing your teeth right now. So you can recall a memory, and it doesn’t bring up much negative emotion at all, and maybe no emotion, you can just recall this thing happened, and you can very clearly see it’s not happening right now. It’s clear to you, and it’s clear to mind, that this event is no longer happening.

So there you have it, my perspective and thoughts on memory and reliving memories. I hope this was useful for you today. If you want to stop reliving horrific memories and get your mind to fully understand that those are in the past, and deal with anxiety that comes with that.


I have a free class that I am currently hosting where you will learn the secret to healing anxiety and trauma. If you really want some relief from the triggers and anxiety that are keeping you stuck, come join me. You can go to my website, www.meganhillukka.com and you will see the bright pink button there that will bring you to the page to join!


If you want to learn more about how you can clear anxiety more automatically by rewiring how the mind is working and processing things, go to my website www.meganhillukka.com where you can click on a link to register for my free training, where I will show you what you need in order to do this.

318: Get Paid Maternity Leave With Diane Gatza

318: Get Paid Maternity Leave With Diane Gatza

Welcome to the Joyful Mom Podcast!

Today I had the joy of talking with Diane Gatza: Diane is an engineer, home birth mom of two, & the CEO and Founder of California Maternity Leave Consulting. As a problem-solving engineer at heart, Diane established California Maternity Leave Consulting after navigating two maternity leaves and experiencing firsthand the lack of support, inability to find easy-to-understand information and realizing it is up to the employee to figure out how this whole maternity leave thing "works."


As the self-proclaimed “Rosetta Stone of Benefits,” Diane’s passion is breaking down complex topics into bite-sized and easy-to-understand pieces so women feel empowered to put together and advocate for the maternity leave they deserve. After working with over 1,000 women to help them maximize their maternity leave benefits she has plans to keep expanding and support States outside of CA as well as offer paid FMLA insurance for women across the US.


In her spare time, Diane enjoys meditation, going to Disneyland with her two kids and taking sewing classes with the hopes of one day being on Project Runway.

You can find Diana HERE on Instagram, listen in, and then send her a message and me a message to let us know your thoughts!

I’m still hosting live classes, so if you want to join my live class where you will learn the secret to healing anxiety and trauma for good- go to my instagram, again megan_hillukka, follow me if you are not already, and then you will find the link to register for my free class in my instagram bio!
Take care my friends!




If you want to learn more about how you can clear anxiety more automatically by rewiring how the mind is working and processing things, go to my website www.meganhillukka.com where you can click on a link to register for my free training, where I will show you what you need in order to do this.